ArbsXYZ Terms of Service Last Updated: August 5, 2026 IMPORTANT NOTICE REGARDING MANDATORY ARBITRATION AND CLASS ACTION WAIVER: PLEASE REVIEW THE ARBITRATION AGREEMENT SET FORTH IN SECTION 24 BELOW CAREFULLY, AS IT WILL REQUIRE YOU TO RESOLVE DISPUTES WITH ARBSXYZ (HEREINAFTER DEFINED) ON AN INDIVIDUAL BASIS THROUGH FINAL AND BINDING ARBITRATION. BY ENTERING THIS AGREEMENT, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND ALL OF THE TERMS OF THIS AGREEMENT. These Terms of Service, together with any documents expressly incorporated by reference, govern your access to and use of the ArbsXYZ website available at https://www.arbs.xyz/, the arbs.xyz platform, and any related web applications, software, dashboards, interfaces, application programming interfaces, automation tools, bots, communications channels, analytics, calculators, alerts, and related services offered by Arbs LLC, a Delaware limited liability company, with a principal place of business at 8 The Green, Suite B, Dover, Delaware 19901, doing business as ArbsXYZ or Arbs. The Services are a data analytics and software interface platform designed to aggregate publicly available data from third-party prediction market platforms (the “Platforms”), identify potential pricing discrepancies or arbitrage opportunities, provide analytical tools and calculators based on mathematical models, and facilitate user-initiated interaction with third-party platforms. ArbsXYZ is a tool that permits users to identify and assist in their placing trades through their own pre-existing accounts on the Platforms. ArbsXYZ does not recommend trades, does not accept or custody money or property for trades, and does not provide financial or trading advice. For purposes of these Terms, “ArbsXYZ,” “Company,” “we,” “us,” and “our” refer to Arbs LLC, and “you,” “your,” or “User” refers to the person or entity accessing or using the Services. These Terms form a legally binding agreement between you and ArbsXYZ. 1. Acceptance of These Terms By accessing or using the Services in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you may not access or use the Services. If you access or use the Services on behalf of an entity, you represent that you have authority to bind that entity to these Terms. If you do not have that authority, you may not access or use the Services on behalf of that entity. 2. Eligibility You must be at least 18 years old to access or use the Services. You may not use the Services if you are prohibited from doing so under applicable law, if your use would cause ArbsXYZ to violate applicable law, or if you are located in, ordinarily resident in, organized under the laws of, or acting on behalf of any jurisdiction, person, entity, or government subject to applicable sanctions, embargoes, or other legal restrictions. You are responsible for ensuring that your use of the Services is lawful in your jurisdiction. 3. Description of the Services ArbsXYZ is a data analytics and software interface platform designed to aggregate publicly available data from third-party prediction market platforms, identify potential pricing discrepancies or arbitrage opportunities, provide analytical tools and calculators based on mathematical models, and facilitate user-initiated interaction with third-party platforms. The Services may include web applications, application programming interfaces, bots, smart contracts, integrations, data feeds, browser-based tools, dashboards, and other online or software-based functionality. The Services are provided for entertainment, informational, research, and software utility purposes only. ArbsXYZ is not a broker, dealer, exchange, or trading venue. ArbsXYZ does not execute trades on your behalf, does not custody funds, assets, or digital wallets, and does not provide investment, financial, legal, or tax advice. 4. No Financial, Investment, Legal, Tax, Trading, or Betting Advice Nothing contained in the Services constitutes investment advice, trading advice, financial recommendations, legal advice, tax advice, betting advice, gambling advice, or regulatory advice. ArbsXYZ does not recommend that you enter into any transaction. Any analytics, rankings, suggested opportunities, signals, alerts, expected value calculations, arbitrage calculations, probabilities, AI-generated insights, examples, educational materials, or other information made available through the Services are provided solely for informational and software-use purposes and should not be relied on as advice, a recommendation, or a solicitation to enter into any transaction. You are solely responsible for evaluating the accuracy, completeness, legality, and suitability of any information, market, transaction, or strategy before taking any action. ArbsXYZ is not a broker, dealer, investment adviser, commodity trading adviser, swap dealer, futures commission merchant, exchange, prediction market operator, intermediary, agent, fiduciary, custodian, wallet provider, payment processor, bookmaker, gambling operator, or regulated financial institution. 5. User-Directed Actions and Third-Party Transactions You are solely responsible for all actions that you take, authorize, automate, or initiate through or in connection with the Services. Any execution functionality made available through the Services is a user-initiated convenience feature only. ArbsXYZ does not route, execute, initiate, custody, settle, clear, guarantee, or control transactions on your behalf. You are required to independently review and authorize all transactions, including wallet signatures or API-based actions, before they are submitted to any third-party platform. If the Services enable you to interact with third-party platforms, markets, wallets, APIs, smart contracts, or services, including prediction market platforms such as Polymarket, Kalshi, PredictFun, Opinion, Limitless, Polymarket US, Probable, SxBet, PlayProphetX, BetDex, Novig or other Platforms, those interactions are between you and the applicable third party. All accounts with third-party platforms are created, owned, and controlled by you. You are solely responsible for complying with all terms, privacy policies, rulebooks, customer agreements, market rules, clearing rules, sanctions requirements, KYC/AML requirements, eligibility standards, geographic restrictions, and other requirements of those platforms, and ArbsXYZ does not control, endorse, or assume responsibility for any third-party platform. Your use of third-party platforms is at your own risk. ArbsXYZ does not guarantee execution, pricing, availability, market access, order acceptance, transaction settlement, clearing, liquidity, slippage, wallet operations, blockchain transactions, account status, third-party uptime, data accuracy, or any decision by a third party to suspend, limit, reverse, cancel, reject, clear, settle, or refuse a transaction. There may be additional fees charged for trading on third-party sites through ArbsXYZ. 6. Prediction Market and Arbitrage Risks; Other Risks Prediction markets and related third-party platforms may involve substantial risk, including loss of funds, market volatility, illiquidity, settlement risk, regulatory uncertainty, data latency, market manipulation risk, platform risk, smart contract risk, wallet risk, oracle risk, counterparty risk, sanctions risk, and operational risk. Arbitrage opportunities may disappear, become unprofitable, be based on incorrect assumptions, or fail to account for fees, slippage, delays, limits, market rules, or other constraints. You understand that displayed or calculated arbitrage opportunities are not guaranteed profits. Any output from the Services may be inaccurate, delayed, incomplete, stale, estimated, or based on third-party data that ArbsXYZ does not control. You are solely responsible for your decisions and for any gains, losses, taxes, reporting obligations, or legal consequences arising from your use of the Services or any third-party platform. The Services may be interrupted, delayed, or unavailable at any time, including for maintenance, repairs, upgrades, updates, enhancements, or network or equipment failures. ArbsXYZ does not guarantee that the Services will be uninterrupted, error-free, secure, or free of viruses or other harmful components. Defects may not be corrected promptly or at all. Service interruptions, modifications, suspensions, or discontinuations may occur at any time, with or without notice, and ArbsXYZ is not liable for any resulting loss or damage. Information, data, analytics, and other content provided through the Services may be inaccurate, incomplete, outdated, delayed, or contain errors or omissions. ArbsXYZ does not warrant the accuracy, completeness, timeliness, reliability, or sequencing of any information made available through the Services. You are solely responsible for verifying any information before relying on it or taking action based on it. The Services may be subject to failures of performance, errors, omissions, delays in operation or transmission, computer viruses, communication line failures, theft, destruction, or unauthorized access to, alteration of, or use of data or systems. ArbsXYZ is not responsible for problems arising from your or a third party’s accident or neglect, third-party items or services with which the Services are used, operation or use not in accordance with ArbsXYZ’s instructions or these Terms, use in an environment or manner for which the Services were not designed, or modification by anyone other than ArbsXYZ. You are responsible for obtaining and maintaining the devices, software, data connections, and compatible hardware and equipment necessary to access and use the Services. Third-party service providers, including mobile network and Internet service providers, may charge fees for data or messaging in connection with your access to or use of the Services. ArbsXYZ does not guarantee that the Services will function on or be compatible with any particular hardware, software, equipment, or device. ArbsXYZ will not be liable for any failure or delay in providing the Services caused by events beyond its reasonable control, including acts of God, natural disasters, epidemics, pandemics, war, terrorism, civil unrest, government actions, embargoes, strikes, labor disputes, shortage of adequate Internet connectivity, telecommunication breakdowns, or shortage of adequate power or electricity. 7. Accounts, Security, and Wallets You may be required to create an account, connect a wallet, authenticate through a third-party service, or provide information to access certain features. You agree to provide accurate, current, and complete information and to keep that information updated. You are responsible for maintaining the confidentiality and security of your account credentials, devices, wallets, private keys, seed phrases, API keys, Telegram accounts, browser sessions, and authentication methods. ArbsXYZ is not responsible for losses arising from unauthorized access to your account, wallet, API key, device, or credentials, except to the extent caused by ArbsXYZ’s willful misconduct or as otherwise required by applicable law. You must promptly notify ArbsXYZ if you believe your account, wallet, API key, device, or credentials have been compromised. ArbsXYZ may suspend or restrict access to the Services if we believe there has been unauthorized access, suspicious activity, legal risk, security risk, or misuse of the Services. 8. Subscription Plans, Fees, and Payments Certain Services may be offered for a fee, on a subscription basis, or subject to usage-based charges. By purchasing or subscribing to paid Services, you agree to pay all applicable fees, taxes, and charges disclosed at the time of purchase or otherwise made available through the Services. Unless otherwise stated at the time of purchase, subscription fees are billed in advance and may renew automatically until canceled. Available plans may include an annual subscription billed once per year, currently $1,997 per year and subject to change. You authorize ArbsXYZ and its payment processors to charge your selected payment method for all applicable fees. All fees paid for weekly, monthly, and annual subscriptions are non-refundable. This includes fees charged at promotional or introductory rates. ArbsXYZ does not provide partial refunds for cancellation or unused time within a billing period. ArbsXYZ may modify pricing, plan features, billing intervals, usage limits, or payment terms at any time by providing notice through the Services, by email, at checkout, or by other reasonable means. Continued use of paid Services after the effective date of the change constitutes acceptance of the revised fees or terms. 9. License to Use the Services Subject to your compliance with these Terms, ArbsXYZ grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services solely for your own lawful personal or internal business purposes. You may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, decompile, disassemble, scrape, harvest, interfere with, or create derivative works based on the Services, except to the extent expressly permitted by applicable law or by ArbsXYZ in writing. 10. Prohibited Conduct You agree that you will not use the Services to violate any applicable law, regulation, sanctions requirement, market rule, platform rule, third-party term, or contractual obligation. You also agree that you will not use the Services for fraud, deception, market manipulation, abusive trading, money laundering, terrorist financing, sanctions evasion, unlawful gambling, unauthorized access, credential theft, scraping, spam, harassment, malware distribution, or other harmful conduct. You may not interfere with or disrupt the Services, bypass access controls, probe or test system vulnerabilities, overload infrastructure, use bots or automation except as expressly permitted by ArbsXYZ, impersonate another person, misrepresent your affiliation, or use the Services in a manner that could damage ArbsXYZ, other users, third-party platforms, or the prediction market ecosystem. You may not use the Services to develop a competing product or service, benchmark the Services for competitive purposes, extract data at scale, or train, fine-tune, or improve artificial intelligence or machine learning models without ArbsXYZ’s prior written consent. You may not access or use the Services through any means intended to obscure, misrepresent, or falsify your location, identity, or jurisdiction, including virtual private networks, proxy servers, Tor or similar anonymization networks, IP masking, or geolocation spoofing technologies. You may not use any such tools or technologies to circumvent applicable laws or regulations, bypass geographic or jurisdictional restrictions imposed by ArbsXYZ or any third-party platform, avoid sanctions screening, KYC/AML review, eligibility review, market-access restrictions, clearing requirements, exchange rules, or platform rules, or misrepresent your eligibility to access or use the Services or any third-party platform. ArbsXYZ may monitor access patterns, IP data, and technical signals associated with your use of the Services and may restrict, suspend, or terminate your access if we suspect the use of VPNs or similar technologies in violation of these Terms. Any violation of this paragraph is a material breach of these Terms and may result in immediate termination of your account, forfeiture of any active subscription or fees paid without refund, and revocation of any rights granted under these Terms. 11. User Content and Feedback If you submit, upload, transmit, or otherwise provide content, data, feedback, comments, suggestions, market notes, strategy inputs, configuration settings, API instructions, or other materials to ArbsXYZ, you represent that you have all rights necessary to do so. You grant ArbsXYZ a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, host, store, reproduce, process, transmit, display, and analyze your content as necessary to provide, maintain, secure, improve, and develop the Services, comply with law, and enforce these Terms. You also grant ArbsXYZ the right to use feedback, suggestions, or ideas you provide without restriction or compensation. 12. Intellectual Property The Services, including software, interfaces, designs, text, graphics, logos, trademarks, service marks, trade names, data models, analytics, compilations, dashboards, prompts, outputs, workflows, and other content provided by ArbsXYZ, are owned by ArbsXYZ or its licensors and are protected by intellectual property and other laws. Except for the limited license expressly granted in these Terms, no rights are granted to you in or to the Services, any ArbsXYZ intellectual property, or any third-party intellectual property made available through the Services. 13. Third-Party Services, Platforms, Data, and Links The Services may reference, link to, display information from, interact with, or integrate with third-party websites, platforms, markets, APIs, protocols, wallets, smart contracts, blockchains, data providers, payment processors, messaging services, or other third-party services, including the Platforms, and related or successor services. ArbsXYZ does not control and is not responsible for third-party services, content, data, terms, policies, rulebooks, customer agreements, market rules, clearing rules, pricing, execution, clearing, settlement, liquidity, availability, security, or performance. Your use of third-party services is governed by the applicable third party’s terms, privacy policies, rulebooks, market rules, customer agreements, clearing arrangements, and other applicable documents, which may include agreements with a designated contract market, derivatives clearing organization, futures commission merchant, clearing member, wallet provider, payment processor, data provider, or other service provider. To the extent any third-party document governs your trading privileges, market access, contract terms, clearing, settlement, account operations, surveillance obligations, or use of third-party data, that third-party document controls those third-party matters. You acknowledge that third-party platforms may require you to satisfy age, residency, eligibility, KYC/AML, sanctions-screening, onboarding, account, wallet, or other requirements before you may access their services or participate in their markets. ArbsXYZ does not determine whether you are eligible to use any third-party platform and does not represent that any third-party platform is lawful, appropriate, or available in your jurisdiction. Third-party market data, reference data, analytics, documentation, and other content may be licensed or made available subject to restrictions imposed by the applicable platform, venue, data provider, or licensor. Unless expressly authorized by the applicable third party and ArbsXYZ, you may not redistribute, resell, scrape, bulk download, commercialize, or create unauthorized derivative works from third-party data or content accessed through the Services. ArbsXYZ is not liable for any loss or damage arising from third-party services or your interactions with them. You are responsible for reviewing and complying with the terms of service, privacy policy, risk disclosures, market rules, and other applicable documents of each third-party platform before using that platform through or in connection with the Services. 14. AI, Algorithms, and Automated Outputs The Services may include AI-generated insights, rankings, forecasts, classifications, summaries, alerts, or other algorithmic outputs. AI-generated and algorithmic outputs may be inaccurate, incomplete, biased, stale, or unsuitable for your purposes. You should independently verify all outputs before relying on them. ArbsXYZ does not guarantee the accuracy, profitability, legality, or suitability of any AI-generated or algorithmic output. 15. Beta Features and Modifications ArbsXYZ may offer beta, experimental, preview, or trial features. These features may be unstable, incomplete, inaccurate, modified, suspended, or discontinued at any time and may be subject to additional terms. ArbsXYZ may modify, suspend, discontinue, or restrict any part of the Services at any time, with or without notice, subject to applicable law. ArbsXYZ is not liable for any modification, suspension, discontinuation, or restriction of the Services. 16. Compliance With Laws You are solely responsible for complying with all laws, rules, regulations, sanctions requirements, tax obligations, reporting obligations, third-party terms, market rules, and platform restrictions applicable to your use of the Services and any related transactions. You may not use the Services in any manner that would cause ArbsXYZ to violate applicable law. You acknowledge that laws and regulations relating to prediction markets, event contracts, derivatives, commodities, securities, gambling, money transmission, sanctions, taxation, and digital assets may vary by jurisdiction and may change over time. ArbsXYZ does not represent that the Services or any third-party market or transaction is lawful or available in your jurisdiction. 17. Taxes You are solely responsible for determining, reporting, withholding, collecting, and remitting any taxes arising from your use of the Services, your transactions, your market activity, your subscription payments, and any gains or losses. ArbsXYZ does not provide tax advice and does not undertake to determine your tax obligations. 18. Disclaimers THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARBSXYZ DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, UNINTERRUPTED OPERATION, SECURITY, PROFITABILITY, AND SUITABILITY FOR ANY PURPOSE. ARBSXYZ DOES NOT WARRANT THAT THE SERVICES WILL BE ACCURATE, COMPLETE, CURRENT, SECURE, UNINTERRUPTED, ERROR-FREE, PROFITABLE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ARBSXYZ DOES NOT WARRANT THAT ANY MARKET DATA, ARBITRAGE CALCULATION, AI-GENERATED OUTPUT, ALERT, RANKING, AUTOMATION, TRANSACTION, THIRD-PARTY INTEGRATION, OR THIRD-PARTY PLATFORM WILL BE ACCURATE, AVAILABLE, EXECUTABLE, LAWFUL, OR SUITABLE FOR YOU. 19. Limitation of Liability TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARBSXYZ AND ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, SERVICE PROVIDERS, AND REPRESENTATIVES WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, ENHANCED, OR LOST-PROFIT DAMAGES, OR FOR ANY LOSS OF DATA, DATA INACCURACIES, EXECUTION FAILURES, LOSS OF GOODWILL, LOSS OF BUSINESS, LOSS OF FUNDS, TRADING LOSS, MARKET LOSS, TAX LIABILITY, REGULATORY PENALTY, THIRD-PARTY PLATFORM ISSUE, WALLET LOSS, SMART CONTRACT LOSS, OR TRANSACTION LOSS, ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS, WHETHER BASED ON WARRANTY, CONTRACT, TORT, STATUTE, STRICT LIABILITY, NEGLIGENCE, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARBSXYZ’S AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS OR THE AMOUNT YOU PAID TO ARBSXYZ FOR THE SERVICES DURING THE THREE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. 20. Indemnification You agree to defend, indemnify, and hold harmless ArbsXYZ and its members, managers, officers, directors, employees, contractors, agents, affiliates, licensors, service providers, and representatives from and against any claims, liabilities, damages, losses, costs, expenses, and fees, including reasonable attorneys’ fees, arising out of or relating to your access to or use of the Services, your violation of these Terms, your violation of applicable law, your violation of third-party rights, your use of third-party platforms, your transactions, your content, your negligence or misconduct, or your failure to comply with tax, sanctions, reporting, market, or regulatory obligations. 21. Suspension and Termination ArbsXYZ may suspend, restrict, or terminate your access to the Services at any time if we believe you have violated these Terms, created legal or security risk, misused the Services, engaged in prohibited conduct, failed to pay applicable fees, or otherwise used the Services in a manner that may harm ArbsXYZ, other users, third-party platforms, or the public. You may stop using the Services at any time. Termination does not relieve you of obligations that accrued before termination, including payment obligations, indemnification obligations, obligations relating to your transactions or use of third-party services, and the dispute resolution obligations in Section 24. Sections that by their nature should survive termination will survive, including provisions relating to ownership, license restrictions, user content, third-party services, compliance, taxes, disclaimers, limitation of liability, indemnification, arbitration, governing law, assignment, severability, and the entire agreement. 22. Changes to These Terms ArbsXYZ may update these Terms from time to time. If we make material changes, we may provide notice by posting the updated Terms through the Services, updating the effective date, sending an email, or using another reasonable method. Your continued use of the Services after the updated Terms become effective constitutes acceptance of the updated Terms. 23. Governing Law These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws rules, except that the Federal Arbitration Act governs the interpretation and enforcement of the arbitration agreement in Section 24. Subject to Section 24, any claim or proceeding that is not required to be arbitrated and is not brought in small claims court must be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and each party consents to personal jurisdiction and venue in those courts. 24. Mandatory Arbitration; Class Action and Jury Trial Waiver PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU AND ARBSXYZ TO RESOLVE MOST DISPUTES THROUGH FINAL AND BINDING INDIVIDUAL ARBITRATION AND LIMITS YOUR RIGHTS TO BRING CLAIMS IN COURT, TO HAVE A JURY TRIAL, AND TO PARTICIPATE IN CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDINGS. FOR PURPOSES OF THIS SECTION 24, “COVERED PERSONS” MEANS ARBSXYZ AND ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, SERVICE PROVIDERS, PAYMENT PROCESSORS, DATA PROVIDERS, SUCCESSORS, ASSIGNS, AND REPRESENTATIVES. EACH COVERED PERSON IS AN INTENDED BENEFICIARY OF THIS SECTION 24. BY ACCEPTING THESE TERMS, YOU AGREE TO RESOLVE ANY CLAIM AGAINST ARBSXYZ OR ANY COVERED PERSON ON AN INDIVIDUAL BASIS IN ARBITRATION AS SET FORTH HEREIN, WHICH PRECLUDES YOU FROM BRINGING OR PARTICIPATING IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION AGAINST ANY COVERED PERSON. YOU AND ARBSXYZ MUTUALLY WAIVE THE RIGHT TO RESOLVE DISPUTES IN COURT BY A JUDGE OR JURY AND AGREE TO RESOLVE DISPUTES BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS, EXCEPT AS EXPRESSLY PROVIDED HEREIN. THIS ARBITRATION AGREEMENT IS GOVERNED BY THE FEDERAL ARBITRATION ACT AND SURVIVES TERMINATION OF THESE TERMS. EXCEPT AS PROVIDED BELOW, ALL DISPUTES, CLAIMS, OR CONTROVERSIES BETWEEN YOU AND ANY COVERED PERSON ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICES, YOUR ACCOUNT, ANY SUBSCRIPTION, FEE, PAYMENT, TRANSACTION, OR ANY ALLEGED BREACH, WHETHER BASED ON CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY, SHALL BE EXCLUSIVELY RESOLVED BY BINDING ARBITRATION. Before initiating arbitration, the claiming party must send written notice describing the claim and relief sought. Notices to ArbsXYZ must be sent to support@arbs.xyz and to Arbs LLC, 8 The Green, Suite B, Dover, Delaware 19901. The parties shall attempt in good faith to resolve the dispute informally for thirty days. If unresolved, either party may commence arbitration. Arbitration shall be administered by the American Arbitration Association under its Consumer Arbitration Rules or Commercial Arbitration Rules, as applicable. The arbitration shall be conducted by a single neutral arbitrator. Unless otherwise agreed, the seat of arbitration shall be Miami-Dade County, Florida, though the arbitrator may permit remote proceedings. The arbitrator shall apply Florida law (without conflict of law principles), and the Federal Arbitration Act shall govern the interpretation and enforcement of this arbitration agreement. The arbitrator shall have exclusive authority to resolve all disputes regarding arbitrability, scope, and enforceability of this arbitration agreement, except as provided below. The arbitrator may award relief only in favor of the individual claimant, limited to what is warranted by that party’s individual claim and subject to the limitations of liability in these Terms. The arbitrator’s award is final and binding and may be entered as a judgment in any court of competent jurisdiction. This Section 24 does not require arbitration of (a) individual claims brought in small claims court if the claim qualifies and remains there, or (b) actions by ArbsXYZ or any Covered Person seeking injunctive or equitable relief in court to prevent misuse of the Services, infringement of intellectual property, unauthorized access, security issues, data misuse, or violation of third-party platform restrictions. You and ArbsXYZ each waive any right to a jury trial and agree that any arbitration or court proceeding shall proceed only on an individual basis, not as a class, collective, consolidated, representative, or private attorney general action. The arbitrator has no authority to consider or resolve claims on a class, collective, consolidated, representative, or private attorney general basis. Disputes regarding the enforceability of this class action waiver may only be resolved by a court, not an arbitrator. If a court determines this waiver is unenforceable as to any claim, that claim shall be severed and may proceed in court, but this waiver shall be enforced in arbitration on an individual basis for all other claims. You may opt out of this arbitration agreement by sending written notice to support@arbs.xyz within thirty days after first accepting these Terms. Your notice must include your name, the email address associated with your account, and a clear statement that you wish to opt out. Opting out will not affect any other provision of these Terms. 25. Electronic Communications You agree that ArbsXYZ may communicate with you electronically, including through the Services, by email, through messaging platforms, or by posting notices. You agree that electronic communications satisfy any legal requirement that communications be in writing to the extent permitted by applicable law. 26. Assignment You may not assign or transfer these Terms or your rights or obligations under these Terms without ArbsXYZ’s prior written consent. ArbsXYZ may assign or transfer these Terms in connection with a merger, acquisition, reorganization, sale of assets, financing, change of control, or by operation of law. 27. Severability If any provision of these Terms is held invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect, and the invalid, illegal, or unenforceable provision will be enforced to the maximum extent permitted by law. 28. Entire Agreement These Terms, together with the Privacy Policy, the Refund Policy, and any additional terms that expressly apply to particular Services, constitute the entire agreement between you and ArbsXYZ regarding the Services and supersede all prior or contemporaneous agreements, communications, and understandings relating to the Services. 29. Contact You may contact ArbsXYZ regarding these Terms at Arbs LLC, 8 The Green, Suite B, Dover, Delaware 19901, United States, or by email at support@arbs.xyz.